Oh completely agree -- wealth raises the floor, not the ceiling. I'm not discounting that at all (and I recognize all the advantages that that class receives),

Oh completely agree -- wealth raises the floor, not the ceiling. I'm not discounting that at all (and I recognize all the advantages that that class receives), rather pointing that generational wealth is normally created once, not multiple times in a family. Probably as a function of environment and not having the same drive - but thats merely speculation.