Yeah; the ways that small differences lead to big changes in outcomes is super interesting. I was lucky to live in a state where my college tuition was mostly

Yeah; the ways that small differences lead to big changes in outcomes is super interesting. I was lucky to live in a state where my college tuition was mostly paid for, and with a parent who, despite making very little (worked in the school system), was still able to help support me with a stable home and to help cover some of the gaps (like living on campus). I was very lucky. I realized later on the advantages other people had though when talking with people; a work colleague whose parents, though not rich, were far better off than mine, and had equipped her with life skills I and my family simply did not have. It was from her I learned about the company 401k, and investing in general, and caused me to realize that I should be investing money, not saving it.