> It just makes me suspicious somehow, with nothing to back that up but a nervous feeling. Sounds like a good reason to learn about investing! Picking up the

> It just makes me suspicious somehow, with nothing to back that up but a nervous feeling. Sounds like a good reason to learn about investing! Picking up there basics of passive/couch potato investing, including the theory behind the strategy, is pretty easy assuming you have some basic financial literacy and math skills. There's nothing magical about passive investing. You're literally just investing in the entire economy by buying a little bit of everything. If that's stops working it's because something deep and fundamental in the economy or stock markets has failed, and if that happens, you'll have much bigger problems.