In the FBI's defence (and I'm loathe to go to bat for it), they have been actively targeting carders. It's by no means a comprehensive approach to security, bu

In the FBI's defence (and I'm loathe to go to bat for it), they have been actively targeting carders. It's by no means a comprehensive approach to security, but they are at least going after credit fraud. Now, whether that's to protect consumers or creditors is a different matter...