4 ms·

unless you're trading in an IRA

• WalterBright 6y ago
  Of course (though the spread will still hurt). But there's a limit on how much you can contribute to an IRA. A serious investor will find the IRA contribution limits make it inconsequential. You also wouldn't want to fund the IRA with money you'll need before 65.
  • fnord77 6y ago
    you can have millions in an IRA if you had rolled over past 401ks etc.