This was my reading as well. "They have a larger appetite for risk because the deck is stacked against them, and they've never seen a crash" feels like "We crea

This was my reading as well. "They have a larger appetite for risk because the deck is stacked against them, and they've never seen a crash" feels like "We created a system where the young are desperate and are going to end up holding the bag" while containing no self-reflection on that.