Second, PLEASE diversify your credit cards across different financial institutions. ABSOLUTELY. There is an old saying "Never stay with with the same Bank, In

Second, PLEASE diversify your credit cards across different financial institutions. ABSOLUTELY. There is an old saying "Never stay with with the same Bank, Insurance Company, or lawyer for more than two years. Otherwise they think they own you." While I think that 'two years' is a little paranoid, I like the overall gist of the saying.