This is quaint. Some parts of the world - China - bypassed the whole credit card and went to QR codes for payment with your phone. Even in Europe there is prog

This is quaint. Some parts of the world - China - bypassed the whole credit card and went to QR codes for payment with your phone. Even in Europe there is progress over the USA. Chip and Pin is all some people have known, the idea that you should have a signature or a cheque is just unimaginable, only old people could remember that. Cash is not without its costs. Bitcoin isn't the answer. The credit cards take a slice of everything, what we really need is a government that can make a payment system work for everyone, the customer and the retailer, with nobody taking their slice or selling your data. It just needs will.