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Which is why you should treat the banks and credit cards legally but extremely selfishly: e.g. Sapphire 80K reward points if you open and spend $XX/time_interva
by netfortius 6y ago
Which is why you should treat the banks and credit cards legally but extremely selfishly: e.g. Sapphire 80K reward points if you open and spend $XX/time_interval = done, then paid in full, no more touch unless promotions, same with Freedom, then move onto CapitalOne Quicksilver ($200 f/$500 spent in 3months), etc., etc. Temporary minute drops in credit score when applying for new card, recover once the balance payments happen in full. And keep an eye on sites like https://www.nerdwallet.com/best/credit-cards/rewards https://www.nerdwallet.com/best/credit-cards/rewards, for any new opportunities.
- ValentineC 6y ago> Which is why you should treat the banks and credit cards legally but extremely selfishly I'm doing this with Amex now, ever since one of their customer service reps gave me wrong information about a benefit, I relied on it (it was multiple transactions totalling $300), and Amex (after much investigation) closed the issue by citing their terms and conditions and not having my back, despite customer service saying that they'll always make good on the promise since chats are logged. I used to be a huge fan of Amex and their customer service, but they treat customers like numbers all the same, like every other large financial organization.