2 ms·
five cards with one bank would be pretty uncommon, not sure why you would do this. but there are certain combinations of credit cards from the same bank that ha
by leetcrew 6y ago
five cards with one bank would be pretty uncommon, not sure why you would do this. but there are certain combinations of credit cards from the same bank that have a synergistic effect with rewards/benefits. for example, assembling the "chase trifecta" is a goal for many credit card optimizers.[0]
I don't do anything that complicated myself, but I do have several cashback cards with different rewards categories to maximize my overall cashback rate. I don't particularly care which bank issues the card; I just decide based on signup bonus + rewards. I don't actually have any use for credit (lol) so I sign up for at least one new card every year. I just keep my credit score high enough that I don't get denied for new cards.
[0] https://thepointsguy.com/guide/chase-card-trifecta/ https://thepointsguy.com/guide/chase-card-trifecta/
- ValentineC 6y ago> for example, assembling the "chase trifecta" is a goal for many credit card optimizers.[0] There's been some talk over the years that The Points Guy (who's often considered a shill in credit card churning communities) pushes Chase cards so hard because they offer him the best kickbacks.
- leetcrew 6y agoperhaps a poor choice of link. it's just the first example I thought of where the combo of cards is better than the sum of its parts, which kinda depends on them all being from the same issuer.