Thanks, one of them has gone from living pay check to pay check and loosing £100 or so a month to putting offers in for his first house after I told him he was

Thanks, one of them has gone from living pay check to pay check and loosing £100 or so a month to putting offers in for his first house after I told him he was “living like a student and needs to buckle down”. we went through his finances and 12 months later he’s nearly a home owner - that’s all the thanks I need