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So if, say, black males 16-26 are statistically more likely to get into car crash than any other group, it's perfectly legal to make them pay the highest insura
by AlexTWithBeard 6y ago
So if, say, black males 16-26 are statistically more likely to get into car crash than any other group, it's perfectly legal to make them pay the highest insurance premium, right?
- sokoloff 6y agoAssuming all other factors are equal (that the crashes are more frequent and equally costly per-crash to the insurance company, etc), then it’s perfectly appropriate to charge any cohort the most if they’re the most expensive cohort to insure. I can’t comment on the legality, as it might be illegal in some places.
- AlexTWithBeard 6y agoWell, following the same logic, should it be legal for a mall to ban entry to all black people, because they have the highest chances of being shoplifters?