This is incredibly expensive compared to the Amazon plan. You understand that you are paying more in premiums than the premium _plus_ out-of-pocket maximums of

This is incredibly expensive compared to the Amazon plan. You understand that you are paying more in premiums than the premium _plus_ out-of-pocket maximums of these plans, right? A quick Google search gives https://www.premera.com/documents/042884.pdf https://www.premera.com/documents/042884.pdf which indicates $31 per month (or $14.31 per biweekly pay period), which is $372 per _year_, plus Amazon refunds $500 into your HSA. There is no way your plan could be better for you, regardless of your circumstances. You start off more than $6000 in the hole compared to the Amazon plan.