4 ms·
> buy life insurance I may be better off not knowing. I think it’s moot because life insurance will check your genes as part of underwriting. In the US genes
by prepend 6y ago
> buy life insurance I may be better off not knowing.
I think it’s moot because life insurance will check your genes as part of underwriting.
In the US genes can’t be used to discriminate for employment or healthcare [0], but can for everything else.
I got a quote for term insurance in 2008 and they tested for lots of genetic conditions.
You can probably get by if you have unique, rare mutations that aren’t commonly studied. But anything basic enough to be found in a 23andme profile is likely to be checked by your insurance.
[0] https://en.wikipedia.org/wiki/Genetic_discrimination https://en.wikipedia.org/wiki/Genetic_discrimination