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> Where does SMS get used to do payments? (...and how?) In India, for every card transaction, for every DMAT transaction, for every password/PIN change SMS is
by e3bc54b2 6y ago
> Where does SMS get used to do payments? (...and how?)
In India, for every card transaction, for every DMAT transaction, for every password/PIN change SMS is used as 2FA. It is also mandated to require SMS 2FA for every one of these cases.
If my bank has any means to use TOTP/Yubikey, it is absolutely not made obvious, led alone clear or even possible.
- rincebrain 6y agoOkay, so SMS gets used as 2FA for all those things, not somehow a primary method of creating transactions, correct? Unfortunately, quickly looking, [1] suggests at least one of the listed services for sending arbitrarily forged SMS messages explicitly works in India, so it seems like this is still true for you. :( [1] - https://www.usethistip.com/5-websites-to-send-anonymous-or-fake-sms.html https://www.usethistip.com/5-websites-to-send-anonymous-or-f...