9 ms·

But underwriters don't necessarily need to insure every officer, and not every officer will be insured the same. If they are deemed too risky, it doesn't matter

But underwriters don't necessarily need to insure every officer, and not every officer will be insured the same. If they are deemed too risky, it doesn't matter if the union is backing their premiums or not -- if they don't have insurance, they can't work (or can't do fieldwork or something).

Robin_Message 5y ago
The union could adopt an "all or none" policy with the insurance company, and then if an individual officer is barred by the insurer, the union will be telling all officers (and management) "sorry, insurance won't cover us, can't come in to work until it is sorted."
JumpCrisscross 5y ago
> underwriters don't necessarily need to insure every officer, and not every officer will be insured the same They don't need to, but that's not how insurance is sold. Unions collectively buy and negotiate benefits for their members. And a requirement from the union would be, no doubt, universal coverage and pricing.