I think bringing healthcare insurance providers into an argument about whether there's a cartel of pharmaceutical companies artificially keeping up prices it's

I think bringing healthcare insurance providers into an argument about whether there's a cartel of pharmaceutical companies artificially keeping up prices it's really not a good idea. It's possibly different in Europe but I think if you have any experience of the US system it's clear that there's some form of rorting and artificially inflated prices where the health insurance providers are in cahoots with all the providers and are somehow gouging the prices there. if you pay cash right now maybe cost you 300 if you put in your insurance the same thing maybe cost 3000 and then there's even a second order incentive effect where "health care professionals" want to give you these extra treatments if it's going through insurance.