I rent as well and I think it's smart. Below a certain wage however, in any city, there is a large cohort who can't afford to purchase so they are forced into r

I rent as well and I think it's smart. Below a certain wage however, in any city, there is a large cohort who can't afford to purchase so they are forced into renting. These are the people I mean when I say no choice. To reply to your edit, to take a risk and have a control on the bad outcomes kinda makes it not taking a risk.