>But Signal needs to keep core feature parity to remain competitive with WhatsApp, Telegram etc. And that includes a payment mechanism. If anybody tried to onb

>But Signal needs to keep core feature parity to remain competitive with WhatsApp, Telegram etc. And that includes a payment mechanism. If anybody tried to onboard me on the basis of a 'payment mechanism' feature -- the answer will be a flat out no, as most of the payment flow in my professional and personal life does not involve a messaging platform, in order to achieve that objective. I have Coinbase/Binance for crypto. Revolut/Transferwise to cover micropayments, foreign transactions, currency exchange etc., same with PayPal albeit a higher threshold. Monzo for cloudnative/FinTech banking. I have personal accounts with two out of four traditional banks, and a business account with another. I use Google Pay and Apple Pay, interchangeably.