Another option: work hard now, save up lots of money and invest it in low-cost index funds, then later in life (e.g. when you're 40) you can quit your day job a

Another option: work hard now, save up lots of money and invest it in low-cost index funds, then later in life (e.g. when you're 40) you can quit your day job and focus on your passion or simply kick back. This idea is called "FIRE" if you haven't heard of it.