My view is that the public in general has a right to universal services that can realistically only be delivered through taxation. That right needs to be balanc

My view is that the public in general has a right to universal services that can realistically only be delivered through taxation. That right needs to be balanced against the right to transaction privacy. It's one thing to say that friends should be able to send money to each other privately; it's another to think about bank settlements and international flows of large sums of money not being visible or auditable. The whole issue is a real minefield and I don't have a firm stance. And obviously the fiat money system has gaps and flaws there too. I'm sure much of the HN audience would disagree with me here from a libertarian point of view. But I think it's safe to say that the issue of transaction privacy & freedom is not as straightforward as that of speech (which itself is really not that simple).