Maybe setup more saving vehicles similar to a 401k that let people put their money into savings before it hits their bank account. Like what if you could have

Maybe setup more saving vehicles similar to a 401k that let people put their money into savings before it hits their bank account. Like what if you could have part of your paycheck automatically sent to an account that your landlord/bank pulls from for your housing, have some put in a savings account that you can only access after x years, some that you can only spend on groceries, etc. Then people who know they have a problem can ensure they don't spend money they need for other things on gambling.