Pretty much every GenX, GenY and GenZ has been told to put their savings in the stock market, "it's a sure bet", "it will be up by the time you retire", "just p

Pretty much every GenX, GenY and GenZ has been told to put their savings in the stock market, "it's a sure bet", "it will be up by the time you retire", "just put it and forget it". I am not saying this advice is wrong. But considering that everyone literally does the same thing, it is not surprising that we see such behavior.