I think the word “potential” is optimistic. It 100% leads to moral hazard. We’ve seen this time and again in a variety of industries. If the parties involved -

I think the word “potential” is optimistic. It 100% leads to moral hazard. We’ve seen this time and again in a variety of industries. If the parties involved - the actual people and not the corporations that are easily bankrupted and replaced with new corporations with the same people - are not held fully responsible then it will just keep happening.