Its not a train wreck, is just mired in a bit of Federal-State quirk-ness of the US system at least the public ones. The original basis for not funding EDu in

Its not a train wreck, is just mired in a bit of Federal-State quirk-ness of the US system at least the public ones. The original basis for not funding EDu in the US was due to a clash between the class of the US congress versus returning long haired Vietnam viets and thus they choose the loan route. We need in the US to end the debate between Fed and State control over the area of college education..if states want control and cannot provide full funding than Fed should not be forced to do so..that thinking got the US with help of banking lobbyists into making exceptions to the Uniform Commercial Code, bankruptcy laws, etc to punish the ones in the middle(the students). If Fed and state govs do not get their act together...it will be student revolt through non-payment.