> It’s a contract. America has a long and honored tradition of mechanisms preventing some clauses in contracts to be legal. IANAL, but maybe a next patch to la

> It’s a contract. America has a long and honored tradition of mechanisms preventing some clauses in contracts to be legal. IANAL, but maybe a next patch to laws could be to forbid such behavior (on the side of lenders) as predatory. Or maybe more sane approaches are possible. It's even more important when some clauses can be enforced mechanically, without going through the legal system. This underscores the importance of having the ability to negate mechanical means to enforce contract clauses - at least in some cases :) like this. With rise of IoT, the problem seems to be getting more urgent.