- Distrust of financial institutions - Distrust of government herein obviously justified - Large debts including but not limited to medical debt that would re

- Distrust of financial institutions - Distrust of government herein obviously justified - Large debts including but not limited to medical debt that would result in the funds enriching creditors instead of serving the individuals needs - Need to do business with individuals with any of the above considerations the best example is probably a car from a private seller. - A transaction related to the marijuana industry that is legal for the majority of Americans and still illegal federally and therefore untouchable by a bank. If you don't carry it in a bag with a large dollar sign or lurk in a bad part of town after dark your chances of getting robbed are statistically small.