The bureaucratic thicket of financialization helps fuzz out the underlying reality that there are significant costs to participating in society today (access to

The bureaucratic thicket of financialization helps fuzz out the underlying reality that there are significant costs to participating in society today (access to housing, energy, transport, internet/communications, education... most of which require taking on loans). The propensity for debt masks the severe lack of equity (literal financial equity, not just a lack of fairness) in access to resources. The credit system is then perfectly set up to enable cabals controlling access to extract rents while appearing polite. Sophisticated arm-breakers indeed. Quite besides the abstract economic concerns which can be ameliorated by moving around numbers in ledgers, the true cost of a zombie economy is the tragedy of billions of human lives wasted away because of the (engineered) difficulty in integrating with society in a smooth manner. Makes one wonder whether there are good reasons why several cultures/religions forbade usury.