10% cashback is probably pushing it unless the wallet is giving away "platform tokens" as a growth hack at the beginning. 2 to 3% is probably more realistic giv

10% cashback is probably pushing it unless the wallet is giving away "platform tokens" as a growth hack at the beginning. 2 to 3% is probably more realistic given what merchants pay credit card providers. Long term, if merchants were smart, they'd make their own reward systems on top of this to encourage usage.