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Because mathematics isn't the primary factor in getting out of debt, motivation is. Achieving small goals keeps you focused and working on getting out of debt.
by djbebs 6y ago
Because mathematics isn't the primary factor in getting out of debt, motivation is.
Achieving small goals keeps you focused and working on getting out of debt.
It's a lot easier to keep working if every couple of months you "hit a checkpoint" than if you're years with seemingly no progress
- phroobster 6y agoAmusing to see people on hackernews advocating for mathematically inferior debt repayment strategies because of “feelings”.