They are far more similar than you give them credit for. Part of the reason healthcare is so expensive in the US is because people cannot afford to get prevent

They are far more similar than you give them credit for. Part of the reason healthcare is so expensive in the US is because people cannot afford to get preventative care and so they wait until they are basically dying and then go to the emergency room. If they couldn’t afford $100 to see a doctor before, they can’t afford the $100k the hospital will bill them so they just go bankrupt and the hospital loses it all. The hospital covers these expected delinquent accounts by charging more to people with insurance. The insurance covers these higher costs by charging higher premiums. You are already paying for other people, you’re just doing it the expensive way because there’s so many for-profit organizations in between you and those other people.