My main concern here is: what happens if someone who isn't paying for insurance ends up at the hospital? First of all, does the hospital delay care until they

My main concern here is: what happens if someone who isn't paying for insurance ends up at the hospital? First of all, does the hospital delay care until they can verify that the patient has insurance? What if it's an emergency? If the hospital doesn't delay care, and afterwards the patient is found to not have insurance, they'd be billed right? What if they can't pay it, and they default? How does the hospital make up for that loss? Under the current system, I believe the hospital eats the cost, and adjusts their rates accordingly, so the insured end up footing the bill Anyways. A socialized system formalize this, and distribute that cost across everyone instead of just the people who pay for insurance/healthcare.