In California it's about $500-600/mo for a "Gold" level PPO plan for a 20-30s individual through CalChoice Small Business pool. Bronze level plans are usually i

In California it's about $500-600/mo for a "Gold" level PPO plan for a 20-30s individual through CalChoice Small Business pool. Bronze level plans are usually in the high 200s to low 400s. HMO plans are usually about $100-150 a month cheaper than PPO. Vision and dental are another $20-50/mo. Spouse roughly doubles the cost, and kids add more to it, but I don't remember the exact amounts. Keep in mind that even with the Gold level plan you are still subject to network restrictions, paying copays, deductibles, and you have an OOP maximum of several thousand dollars. Big companies can get better rates than individuals or smaller companies and businesses get to write off the expense, whereas individuals (mostly) can't. It's only the governments' fault insofar as they haven't done something about this already. The rules were written to enable corporate profits, not quality, cheap healthcare. Even as a small business owner, trying to offer healthcare was brutal just from the sheer expense of it. It's almost hard to justify unless you have kids or a chronic condition, but you never know when catastrophe will hit, so the market is fairly price-inelastic.