I have great insurance, every trip to the doctor is a fun waiting game as you get bill after bill in the mail for seemingly random amounts, by organization you'

I have great insurance, every trip to the doctor is a fun waiting game as you get bill after bill in the mail for seemingly random amounts, by organization you've never heard of. Hmm... I went to Dr. Smith, I just got a bill from Sunshine Medical Associates for $37.82 and another bill from Kweil, Zatack, and Yttrium Health Services for $17.89 I guess I could call this number, spend an hour on hold, talk to someone, have them ask me if I know the procedure's billing code, go, "I have no idea what the billing code is" have them treat me like an idiot or skip that part and end up paying the bill because in the long run $17.89 is a small price to pay to not have your credit ruined. I recently called my insurance to check on out-of-network coverage for something they have no providers for, it is covered at 70% after a $750 deductible, but only up to the "Allowable Price." I asked them what the "Allowable Price" was for this procedure, and they responded that they couldn't provide that. Odd, it seems like when they go to bill me they will know that number, but I'm not allowed to know it before I submit the bill for reimbursement. Even if you spend a huge amount of time up front ticking off boxes and patiently being passed from one CSR to another, you can't figure out what anything is going to cost.