It's a simple equation. n = How many 0-days are out the there that could topple the systems in control of the BTC I own. p = The probability that said exploit

It's a simple equation. n = How many 0-days are out the there that could topple the systems in control of the BTC I own. p = The probability that said exploit is used on me and my wallet and not someone else. n * p = my risk of losing everything p is very small, but n is very, VERY... big With tradition assets, they are backed with contracts that can make potential thefts unwound or made whole in some other way. With crypto, every ocean's 11-style cat-burglar in the world has access to every bank in the world... and that can't be unwound.