Possibly, I looked at doing an insurance product like this and it didn't seem too bad. It is different than health insurance in that there are no hidden costs,

Possibly, I looked at doing an insurance product like this and it didn't seem too bad. It is different than health insurance in that there are no hidden costs, just the cost of replacing a salary to the business for a while. For example, the coverage could replace just a certain amount of their salary while the company pays the rest.