That hasn't happened in the 33 years i exist. + Shop owners have markers to see if money is valid. Security cameras would have recorded who tried to scam the s

That hasn't happened in the 33 years i exist. + Shop owners have markers to see if money is valid. Security cameras would have recorded who tried to scam the shop owner. If something would happen with an atm, I'm sure the banks will refund you. In Belgium, the law says you are only viable to a 150€ loss ( https://www.euromex.be/safety-world/wat-als-ik-het-slachtoffer-word-van-fraude-met-mijn-bankkaart https://www.euromex.be/safety-world/wat-als-ik-het-slachtoff... ) As a contrary POV, i ran an experiment with a magazine online and the most popular article was: "how to recover a bitcoin password" ( not in english though). And guess what, most of them would lose all their funds. That wouldn't be the case with a bank.