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It's the same idea round buying a season ski pass vs pay each day. Or owning a car vs renting it for each need. It's not that its more cost effective it's the

It's the same idea round buying a season ski pass vs pay each day. Or owning a car vs renting it for each need. It's not that its more cost effective it's the idea of having to do a mental hurdle every time you want to do something. The sunk cost is an enabler to go do something vs having to pay each time and get value out of that trip. I've had this debate many times with friends. Am I hyper efficient with my spend? No, am I happy about my decision making process and/or less decisions to make? Absolutely. If I see micro transactions for reading articles SMH. Conceptually I see where you are going but it would have really bad ripple effects IMHO.

xzel 6y ago
Eh I think both the example you've provided aren't the best. A season pass breaks even at most places in 4-6 days if you're going at peak rates. A car rental is much more variable (parking, distance limits etc) but does have a higher mental load than a ski pass. Both would be pretty easy things to hit break even if you're going to be doing/using it. A metro pass is often a much higher break even point. Iirc, when I did the calculations for the NYC metro card, you broke even using your pass to and from 1 place if you left your place every day. Obviously that calculation is much different for each city, but they require a high number uses vs your examples.