Is it odd that the company mentioned in the first paragraph - Simple - seems to be a contrary example? It sold to BBVA, and is now being shut down. Azlo (also o

Is it odd that the company mentioned in the first paragraph - Simple - seems to be a contrary example? It sold to BBVA, and is now being shut down. Azlo (also owned by BBVA) is shutting down. The bank we used before Azlo (Seed.co) shut down. Maybe startups are winning the payments space, but it sure seems like big banks are winning "the bank space".