That ignores that we are social creatures living in an extremely interconnected global economy. Rugged individualism doesn't scale to that level and if we left

That ignores that we are social creatures living in an extremely interconnected global economy. Rugged individualism doesn't scale to that level and if we left everything only up to that then we might as well just abolish all institutions, including governments. Or to put it another way: There's a reason religion has been so successful for millennia, it provides a shared worldview and vision for people struggling to find their own.