I didn't say that, the US government does: > Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use

I didn't say that, the US government does: > Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the credit cards and don’t pay the bills, it damages your credit. You may not find out that someone is using your number until you’re turned down for credit, or you begin to get calls from unknown creditors demanding payment for items you never bought. https://www.ssa.gov/pubs/EN-05-10064.pdf https://www.ssa.gov/pubs/EN-05-10064.pdf