I remember Matt Levine talking about how regulators would often find emails along the line of "Let's sell this crap to those idiots" and use that as leverage to

I remember Matt Levine talking about how regulators would often find emails along the line of "Let's sell this crap to those idiots" and use that as leverage to force settlements rather than showing actual violation of regulations. The reason being that it's hard to show intent to defraud, and much easier to threaten bad press.