> Or I could continue renting and put that 15% - > 50% of my net worth in appreciating assets and income producing investments. Property is a leveraged investm

> Or I could continue renting and put that 15% - > 50% of my net worth in appreciating assets and income producing investments. Property is a leveraged investment (as well as the loan being a hedge against inflation, depending on the rate you negotiate - with a 7 figure NW you should never have to use market rate). Unless you're using a large amount of margin on these "appreciating assets", the appreciation should be compared at a 1:5 rate. Be careful not to become one of those people who "win the lottery" and then lose it all in their hubris. I'd stop saying things like "people with absolutely no money sense at all" - for all we know, that's you.