All these articles assume median incomes with 10% savings for a down payment, which to me seems ridiculous and is simply never going to be enough to buy a detac

All these articles assume median incomes with 10% savings for a down payment, which to me seems ridiculous and is simply never going to be enough to buy a detached home in a major city. Here's the income data for 25 to 34 year olds in Vancouver: https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1110023901&pickMembers%5B0%5D=1.21&pickMembers%5B1%5D=2.4&pickMembers%5B2%5D=3.1&pickMembers%5B3%5D=4.1&cubeTimeFrame.startYear=2015&cubeTimeFrame.endYear=2019&referencePeriods=20150101%2C20190101 https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=111002... We're talking about incomes of only $46k CAD. Is the author really expecting a young couple saving 9k per year to come up with a down payment on a detached home in one of the most expensive cities in the world?