>> amount to generational warfare This is such a great comment. It is partly generational warfare, partly class warfare, and partly institutional-vs-retail war

>> amount to generational warfare This is such a great comment. It is partly generational warfare, partly class warfare, and partly institutional-vs-retail warfare. Now matter how you look at it though, there are winner and losers and policy-makers have chosen those winners and losers by way of policy. Unfortunately, this is easy which is why it is done -- people feel pain but the network of cause-and-effect is too complex for people to put a finger on the root cause.