While I do agree, it's also often incredibly difficult to compare monetarily. Plans vary in coverage and out of pocket expenses significantly combined with the

While I do agree, it's also often incredibly difficult to compare monetarily. Plans vary in coverage and out of pocket expenses significantly combined with the fact you don't know what you will need to use the insurance for, if anything at all. When you're younger, it's less likely it's valuable, when you're older, it's more likely that it's valuable. If you have a preexisting condition (say someone needs dialysis), it's a little bit more straightforward because you already know what sort of services you need. Ultimately you don't know what you service provider will end up charging the insurance to cover costs, how little your insurance will try and provide, and what you'll have left to pickup on the tab. Furthermore, employers are known to shop the market for better deals, so the insurance you sign up for could shift in 6-12 months. I factor insurance into comp but I look at only the most general attributes and I don't weight these as directly as compensation because I (knock on wood) am fairly healthy and tend not to use my insurance.