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Why not require a separate PIN code for certain transactions, like wire transfers? That wouldn't help against a keylogger, but it would help if the account was
by Osiris 15y ago
Why not require a separate PIN code for certain transactions, like wire transfers? That wouldn't help against a keylogger, but it would help if the account was compromised in this way.
- shabble 15y agoThe 2-factor approach my bank takes (bit of detail at http://news.ycombinator.com/item?id=2634730 http://news.ycombinator.com/item?id=2634730), is what I consider a decent security/usability tradeoff. When your phone has a NFC reader and your bank smartcard can talk to each other to handle it, even better. (Well, higher risk of intrusion because it's a multipurpose device, but way ahead in terms of usability)