True: there is also the Insurance Man to keep happy, and the bankers that are looking to lend you money want statements that say lending money to you isn’t a fi

True: there is also the Insurance Man to keep happy, and the bankers that are looking to lend you money want statements that say lending money to you isn’t a financially ruinous proposition. But really, mostly to make the Taxman go away. If Uncle Sam finishes his colonoscopy so thorough that you’re still getting the taste of rubber off the back of your tongue a few weeks later and only charges you a couple hundred dollars for his time, that’s about the most you can really hope for.