And under-looked approach to retirement that I'm personally targeting is reducing working hours and then moving to contracting. Late 30s/early 40s: 4 days a we

And under-looked approach to retirement that I'm personally targeting is reducing working hours and then moving to contracting. Late 30s/early 40s: 4 days a week with Fridays or Mondays off. Late 40s through 50s: contracting with increasing time off between contracts. E.g., 6 on 6 off, 3 on 9 off, 1 on 11 off, etc.