> Bankers are perpetually late on shit. The industry can barely manage to transfer money expediently. It doesn't make much sense to criticize investment banks

> Bankers are perpetually late on shit. The industry can barely manage to transfer money expediently. It doesn't make much sense to criticize investment banks for the behavior of commercial banks. Probably the main thing that connects the two is pursuit of profit. And transferring your money slowly is profitable for commercial banks.